How to Convert an ING Bank Statement PDF to CSV or Excel

ING is one of Europe's largest banks, serving 38 million customers across the Netherlands, Belgium, Germany, and beyond. Their PDF statements use European number formatting — commas as decimal separators and dots as thousands separators (e.g., €1.250,75 means twelve hundred fifty euros and seventy-five cents).

Generic PDF-to-CSV tools treat this formatting as an error. They interpret 1.250,75 as two separate numbers, strip the comma, or produce garbled output. If you need to import ING transactions into QuickBooks, Xero, Wave, or a spreadsheet, you need a converter that understands European formatting from the start.

ING also issues statements in Dutch by default — column headers like "Datum", "Omschrijving", and "Bedrag" instead of Date, Description, and Amount. A dedicated parser recognizes both language variants without manual configuration.

Log in to Mijn ING at my.ing.nl. Navigate to your betaalrekening (current account) or spaarrekening (savings account). Click "Afschriften" in the menu — this is the Statements section.

Select the month or date range you need. Click the download button to save the statement as a PDF file to your computer.

If you use the ING app on your phone, you can also find statements under "Meer" > "Afschriften". Email the PDF to yourself or save it to your device's files app, then open it on your computer for conversion.

Make sure you download the official bank statement PDF, not a screenshot or a transaction export. The statement PDF contains structured text that the parser can read. Screenshots are images and cannot be parsed.

Go to convertstatement.com and drag your ING PDF into the upload area (or click to browse for the file).

The parser detects ING automatically by reading the statement header. It extracts: - Dates in DD/MM/YYYY format, converted to your chosen output format - Descriptions including counterparty names and payment references - Amounts with correct sign — debits as negative, credits as positive - Running balance after each transaction

Review the preview table to confirm all transactions appear correctly. Then choose your export format: CSV for spreadsheets, Excel (XLSX) for formatted workbooks, OFX for Xero or Wave, or QBO for QuickBooks Desktop.

The first 3 conversions are free without an account. No sign-up required.

The biggest source of errors when converting European bank statements is decimal formatting. Here's how ING formats numbers vs. what US/UK software expects:

| ING format | Meaning | US/UK format | |---|---|---| | 1.250,00 | 1250.00 | 1,250.00 | | 42,50 | 42.50 | 42.50 | | 10.000,99 | 10000.99 | 10,000.99 |

ConvertStatement's ING parser reads the European format natively and outputs amounts in the standard dot-decimal format that spreadsheets and accounting software expect. You don't need to find-and-replace commas and dots manually — the conversion is automatic.

Dates are similarly converted. ING uses DD/MM/YYYY (e.g., 15/03/2026), which the converter normalizes so your target software reads them correctly regardless of locale settings.

QuickBooks Online: Export as CSV. In QuickBooks, go to Banking > Upload transactions. Select the CSV file, map Date, Description, and Amount columns, and import. QuickBooks automatically creates transactions to review and categorize.

QuickBooks Desktop: Export as QBO format. Go to File > Utilities > Import > Web Connect Files. Select the QBO file. QuickBooks imports the transactions directly into the linked account.

Xero: Export as OFX. In Xero, go to your bank account, click "Import a Statement", and upload the OFX file. Xero reads the transactions and creates bank lines for reconciliation.

Wave: Export as OFX or CSV. In Wave, go to Accounting > Transactions > Import, select your bank account, and upload the file.

Excel / Google Sheets: Export as CSV or XLSX. Open directly — all amounts are numeric values ready for formulas, sorting, and pivot tables.

If you have both a betaalrekening and a spaarrekening, convert each statement separately. The parser identifies the account type from the PDF and includes the masked account number (IBAN) in the output so you can tell them apart.

For year-end bookkeeping or tax filing, convert all 12 monthly statements one at a time. If you export to Excel, you can combine sheets into a single workbook — one tab per month — for a full annual view.

With a Starter or Pro plan, you can convert statements with more pages per month. Check the pricing page for current limits.

If you also have accounts at other European banks like Deutsche Bank, N26, or Revolut, ConvertStatement supports those too. The same upload flow works for all supported banks — no configuration needed.